DETERMINADO SA PAG-ASENSO

“Iukol mo sa Panginoon ang iyong mga gawa, at ang iyong mga panukala ay magiging matatag.” (Commit to the Lord whatever you do, and He will establish your plan)  – Proverbs 16:3

Susana Babalcon, of Villa Carmen, Ramon, Isabela, joined TSPI Kabuhayan (group lending) Program on January 16, 2015.  From a starting loan of P10, 000 loan, she is currently entrusted with P30, 000.

Nanay Susana used to run a sari-sari store and sold vegetables in the market. Her husband Pablito was employed at Liberty Appliance Center.

In 2014, when she learned about a vacant stall in the public market, she promptly rented it, seeing its potential. There she started selling frozen food products, along with fresh vegetables. Initially she served only walk-in customers, but eventually she was also delivering to restaurants and institutional markets in Ramon and other towns, and even in nearby Nueva Ecija.

Babalcon Frozen Food sells Purefoods and CDO products. It has a license to operate from the Department of Trade and Industry (DTI) and is registered with the Bureau of Internal Revenue (BIR). Susana co-manages the business with her husband, who quit his job to support her. They have three children, one of whom assists them. 

Business acumen combined with honesty and hard work propelled growth. As her clientele grew, Nanay Susana, as she fondly called, opened a mini-grocery on the same site in 2018. In addition to her two workers, she hired three more.

From a starting revolving capital of P10, 000, she has now accumulated P783, 600. For their mini-grocery, they have accumulated already P835, 700.

Next year she is planning to diversify into car accessories, which she observed to be in high demand. With her experience and track record, plus the support of her husband, she is confident of success.

As she prospers, so do her workers and the community. She buys produce from the local farmers, and her businesses provide jobs to barangay folk.

She regularly attends services of the Iglesia ni Cristo and contributes to the church’s annual Handugan (offering). Her contribution helps fund their ministries, such as a feeding program. Kind-hearted, dependable and humble, Nanay Susan will always share her blessings with others for God’s glory.

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